A Student Travel Insurance is especially aimed at those students, who travel on holidays during the vacation from college. It is basically an independent travel, which is meant for students, who take a year off from studies to travel around the world. But it is not meant for dependent students, who are generally covered by the policy, taken by their parents or legal guardian. Students on a gap year, travel abroad for extended trips which include activities like sports and adventure. Whether he is going for a short trip or taking a year out to rest or play, he will get the protection he needs.
Various offers of student travel insurance:
Flexibility in extending the stay trip
Valid for geographical territories like Europe, America and Canada, World wide
Number of days of journey
Sometimes single trip may be cheaper if his travel is less than 31 days
If you are looking for a long trip of over 45 days, then backpackers travel insurance is better
Some student travel policies are renewable
Some policies include student health insurance with travel insurance policy as an additional plan.
If you buy the insurance early, you can earn discount and also protection against default or bankruptcy of tour operator.
You also can get additional coverage of pre existing medical condition.
If you have an international student insurance plan, you are already covered for travel and health.
Some policies cover terrorism activities.
If you cancel within 20 days of policy or 20 days before departure, will you get a full refund.
Some student insurance policies have the upper limit of age as 45 years.
Essential Covers of a student travel insurance:
Trip cancellation, interruption and delay
Emergency medical treatment or evacuation
Lost, stolen or damaged baggage or travel documents
Baggage delay
Accidental Death and Dismemberment
Medical evacuation and Repatriation
Medical or legal referral
Guaranteed hospital admission
Translation services
Lost baggage retrieval
Inoculation information
Passport / Visa information
Emergency cash advance
Bail bond
Eyeglass replacement